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Fast-Track Your Retirement Growth with a Cash Balance Plan
A Cash Balance Plan offers the structure of a 401(k) but with higher contribution limits and greater flexibility.
IRS-Approved
Highly maximized contribution limits.
Contribution limits 3-4 times more than what a 401(k) allows—
reaching up to $345,000 per year in 2024, depending on age and income.
Steady Growth
Disciplined Investment Approach
A Cash Balance Plan (CBP) is structured to achieve consistent, long-term growth by following a carefully managed investment strategy. Unlike traditional plans, CBPs use a conservative approach aimed at minimizing volatility while still generating steady returns.
for High Earners
The Ultimate Tax Shelter
CBP allows much larger pre-tax contributions than a 401(k), reducing taxable income while accelerating retirement savings. These plans also enable strategic tax deferral, asset protection, and efficient wealth accumulation.
Find Out If a Cash Balance Plan is Right For You
Business owners and partners seeking to increase their retirement savings beyond the limits of traditional plans.
Adding a Cash Balance Plan may help you to rapidly accelerate savings with pre-tax contributions as high as $100,000 to $260,000, depending on your age.
Since contribution limits increase with age, these plans allow for higher pre-tax contributions as participants get older.
Max Contribution Limits Calculator:
Enter age between 33 and 70 to see how much you can contribute
Projected Account Balance Over 10 Years
Please Note This information is intended for estimation purposes and the actual numbers should be determined by our Actuary.*
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