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Fast-Track Your Retirement Growth with a Cash Balance Plan
A Cash Balance Plan offers the structure of a 401(k) but with higher contribution limits and greater flexibility.
IRS-Approved
Highly maximized contribution limits.
Contribution limits 3-4 times more than what a 401(k) allows—
reaching up to $345,000 per year in 2024, depending on age and income.
Steady Growth
Disciplined Investment Approach
A Cash Balance Plan (CBP) is structured to achieve consistent, long-term growth by following a carefully managed investment strategy. Unlike traditional plans, CBPs use a conservative approach aimed at minimizing volatility while still generating steady returns.
for High Earners
The Ultimate Tax Shelter
CBP allows much larger pre-tax contributions than a 401(k), reducing taxable income while accelerating retirement savings. These plans also enable strategic tax deferral, asset protection, and efficient wealth accumulation.
Find Out If a Cash Balance Plan is Right For You
Business owners and partners seeking to increase their retirement savings beyond the limits of traditional plans.
Adding a Cash Balance Plan may help you to rapidly accelerate savings with pre-tax contributions as high as $100,000 to $260,000, depending on your age.
Since contribution limits increase with age, these plans allow for higher pre-tax contributions as participants get older.
Max Contribution Limits Calculator:
Enter age between 33 and 70 to see how much you can contribute
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Please Note This information is intended for estimation purposes and the actual numbers should be determined by our Actuary.*
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