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Maximum Savings for Self-Employed Individuals with a Solo 401(k)
A solo 401(k), also known as a self-employed 401(k) or individual 401(k), is a retirement account for self-employed individuals or business owners with no employees other than their spouse.
Flexible Funding When You Need It
Borrow upto 50% of your balance and Earn Interest on Your Loan
No bank or underwriting required
Zero loan fees
Instant approval and funding from your 401k
Loan amount up to the lesser of 50% of your account balance or $50,000
Additional spouse loan available up to an additional $50K
Use loan proceeds for any purpose
Simple and Affordable Setup
Save more, stress less, and invest in what matters.
Low costs.
Minimal paperwork.
Wide range of investment options.
Tax-Saving Strategies
Save on taxes now, and let your earnings grow until retirement.
Pre-tax contributions
reduced taxable income earnings grow tax-deferred until withdrawal.
Roth option for after-tax contributions
tax-free withdrawals in retirement.
Find Out If a Solo 401(k) Is Right For You
Solo 401(k) plans are available to self-employed individuals or small business owners with no full-time employees other than their spouses. This makes them ideal for freelancers, consultants, independent contractors, and sole proprietors